NiveshOne — Microfinance Platform
NiveshOne — Microfinance Platform
NiveshOne
Client Story
NiveshOne is a microfinance institution providing small loans to self-help groups and individual borrowers in rural Bihar.
Challenge
Managing thousands of active loans across multiple field agents with manual record-keeping led to data discrepancies, missed collections, and difficulty generating regulatory reports.
Solution
Complete loan management system with a responsive web dashboard for the head office and a mobile-optimized interface for field agents. Covers loan processing, KYC, EMI scheduling, collection tracking, NPA management, and automated regulatory reporting with AES-256 PII encryption.
Technology
PHP, MySQL, Bootstrap, jQuery
Result
Loan processing reduced from 3 days to same-day. Collection tracking accuracy improved to 99.5%. Regulatory reports now generated automatically.
“Our field agents can now process and track everything from their phones. The automation has transformed our operations.”
Operations Head, NiveshOne